Certos brings together the Early Warning identity and payment risk solutions in one comprehensive portfolio, helping institutions turn complex signals into clear insights across critical financial decisions.
Certos is part of Early Warning Services, LLC, the financial technology company behind Zelle® and Paze®. For almost four decades, Early Warning has worked with banks, credit unions, and financial organizations to help protect consumers, businesses, and the U.S. financial system.
Early Warning supports a family of brands focused on helping people and organizations move, verify, and protect money with greater confidence.
Our real-time intelligence provides deeper insights than any single institution can achieve alone.
Online checkout offered by banks and credit unions—here to give you confidence at checkout.
Send money to friends and family quickly, even if they bank somewhere different than you do¹.
¹ To send or receive money with Zelle®, both parties must have an eligible checking or savings account.
