The Certos℠ brand is the new identifier for the Early Warning® identity and payment risk solutions. It brings together established capabilities that organizations rely on today under a single, unified brand.

Early Warning Services, LLC, a financial services technology leader, has been empowering and protecting consumers, small businesses, and the U.S. financial system with cutting-edge fraud and payment solutions for almost four decades. We partner with more than 2,500 banks and credit unions to increase access to financial services and products.  Early Warning is the company behind Zelle®, Paze®, and Certos℠—three brands that help people and customers pay, verify, and protect financial transactions at scale.