Assess the likelihood that the applicant is presenting their true identity credentials.
Data Provided: Proprietary risk score
Confirm identity authenticity with network-informed intelligence.
Verify Identity℠ supports compliant account opening by helping institutions identify false and synthetic identities before they enter the system. By combining identity confidence insights with Verify SSN validation, it adds certainty that applicant information aligns with legitimate Social Security Administration records.
Confirm identity authenticity with network-informed intelligence.
Minimizes manual verification by enabling real-time identity assessment, reducing unnecessary friction for applicants who meet low-risk criteria.
Helps to assess the likelihood an applicant is presenting legitimate identity credentials with proprietary scoring and rules-based analysis.
Supports consistent, defensible identity verification practices that help meet regulatory requirements and maintain audit readiness.
Gain actionable insights into over 90% of bank consumer identities across the U.S.*
Applicant identity elements and SSN information are securely submitted during new customer onboarding.
A real-time inquiry is sent to the Certos℠ network to assess identity legitimacy and detect potential synthetic indicators.
Proprietary risk scores, summary of risk indicators, and SSN verifications are returned in real time.
Use the returned intelligence to approve, decline, or step-up identity verification.
*
2024 Early Warning analysis of National Shared Database inquiries.
Built for compliant, low-friction onboarding
Verify Identity℠ combines identity verification, SSN validation, and synthetic identity screening into a single solution powered by network-shared intelligence to support confident, compliant account opening decisions.
Assess the likelihood that the applicant is presenting their true identity credentials.
Data Provided: Proprietary risk score
Adds context to proprietary risk scores and indicators, enabling more informed identity risk assessments.
Data Provided: Summarized attribute detail for each identity element provided
Confirms whether the applicant’s name, Social Security number and date of birth combination match a legitimate Social Security Administration (SSA) record.
Data Provided: True/False SSN verification
Detects manipulated or fabricated identity elements.
Data Provided: Synthetic risk insights
The Certos℠ network brings together decades of shared intelligence and advanced analytics to provide a comprehensive portfolio of identity, account, and payment risk solutions, offering deeper insights than any institution can achieve alone.
One of our team members will be in touch within 2-3 business hours.
By clicking the Submit Inquiry button, you agree that the information you have provided is subject to our Privacy Policy. You also agree to receive the communications you have requested (including Early Warning marketing communications). We never share your information with third parties and you can unsubscribe at any time.