Asset Search and Verification℠ delivers real-time asset visibility during eligibility and benefits determination. By locating accounts and validating balances and status across participating financial institutions, it helps agencies reduce fraud, prevent improper payments, and make faster, more accurate decisions when they matter most.
Locate and verify financial accounts and balances to determine eligibility for government assistance programs, helping ensure benefits are issued to qualified applicants.
Uncover accounts that may not be self-reported by applicants by searching across participating institutions, helping to support more accurate eligibility and fraud prevention.
Validate assets and balances in real time to help prevent overpayments and fraudulent benefit disbursements before funds are issued.
Replace manual asset verification methods with a single real-time inquiry, reducing process time and administrative burden for agencies and financial institutions.
Immediate access to verified account data accelerates eligibility determinations and helps deliver benefits to qualified applicants more quickly.
A single inquiry replaces manual requests and follow-ups, reducing backlogs and administrative workload for agencies and financial institutions.
Leverages bank-contributed data across millions of accounts nationwide to deliver reliable, comprehensive asset verification.
Access up to 60 months of account status and balance history across millions of accounts nationwide.
A government agency submits an electronic asset verification request for an applicant as part of an eligibility or review process.
Certos℠ searches the network to identify financial accounts associated with the applicant.
Account status and balance information are verified and returned in a secure, real-time response.
The agency uses the response to make informed eligibility, payment, or recertification decisions.
Built for government eligibility programs
Asset Search and Verification℠ combines an account locator service, status verification, and balance confirmation into a single, secure solution. Powered by bank-contributed data, it helps government agencies improve efficiency and confidently determine eligibility across critical assistance programs.
Locates financial accounts associated with an applicant across multiple participating financial institutions, reducing the need for manual requests and helping identify potentially undisclosed assets.
Data Provided: Summary of account presence across participating institutions
Provides real-time access to verified account balance information, helping agencies confirm self-reported assets and make accurate eligibility determinations.
Data Provided: Summary of assets
Identifies joint account holders associated with verified accounts, supporting eligibility decisions that consider shared ownership and household assets.
Data Provided: Summary of joint accounts (when applicable)
The Certos℠ network brings together decades of shared intelligence and advanced analytics to provide a comprehensive portfolio of identity, account, and payment risk solutions, offering deeper insights than any institution can achieve alone.
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