The impact of our insights
As participation grows, the CertosSM network incorporates more data, expanding the depth and coverage of our risk insights.
Over
70
%
56
Million+
$
38
Billion
Explore how our solutions can help support use cases across the financial ecosystem.

As participation grows, the CertosSM network incorporates more data, expanding the depth and coverage of our risk insights.
Over
70
%
56
Million+
$
38
Billion
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Access asset-related information to support eligibility determinations and program reviews, helping maintain consistency across claims and benefits workflows.
Access continuous identity-related alerts that help your consumer customers stay aware of changes or activity that may indicate identity misuse.
Validate account ownership and authorization during linking and transfer enrollment to help avoid misdirected payments.
Review inbound and outbound payment activity to help identify potentially improper disbursements before funds are released.
Help make confident funds availability decisions while reducing the potential for fraud losses by reviewing deposit, payment, and account indicators to limit unnecessary holds for customers.
Evaluate applicants who have no credit history using identity and account-based insights to expand access to financial services responsibly.
Apply risk insights to help guide initial limits, transaction thresholds, and product access while reducing the potential for fraud and account abuse.
Distinguish real people from synthetic or stolen identities early, helping increase approval rates for customers with legitimate identity credentials with a fast, seamless onboarding experience.
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Explore the breadth of scenarios we cover for a range of customers we serve.

Access asset-related information to support eligibility determinations and program reviews, helping maintain consistency across claims and benefits workflows.

Access continuous identity-related alerts that help your consumer customers stay aware of changes or activity that may indicate identity misuse.

Validate account ownership and authorization during linking and transfer enrollment to help avoid misdirected payments.

Review inbound and outbound payment activity to help identify potentially improper disbursements before funds are released.

Help make confident funds availability decisions while reducing the potential for fraud losses by reviewing deposit, payment, and account indicators to limit unnecessary holds for customers.

Evaluate applicants who have no credit history using identity and account-based insights to expand access to financial services responsibly.

Apply risk insights to help guide initial limits, transaction thresholds, and product access while reducing the potential for fraud and account abuse.

Distinguish real people from synthetic or stolen identities early, helping increase approval rates for customers with legitimate identity credentials with a fast, seamless onboarding experience.
The Certos℠ network brings together decades of verified data contributions and advanced analytics to provide a holistic view of identity, account, and payment risk through real-time intelligence—offering deeper insights than any institution can achieve alone.


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