Determines, in real time, the likelihood that an applicant is who they claim to be using trusted data.
Expand Credit Insights℠ adds deposit account context to lending decisions for applicants with no traditional credit history.
Evaluates deposit risk to improve funds availability decisioning, while helping reduce the risk of loss.
Provides insights that empower nuanced risk assessments for new customers.
Confirms real-time account ownership and status to help support safe funding, transfers, and disbursements.
Screens payments and disbursements to help ensure funds reach valid accounts
Provides agencies with secure, real-time asset information to help make accurate eligibility decisions and reduce improper benefits payments, while enhancing the claims process for vital government programs.
Extend identity protection beyond traditional credit alerts
Timely insights and commentary on emerging industry developments.
Step-by-step advice for implementation and decision-making.
Visual summaries of key data, processes, and comparisons.
Research-driven perspectives addressing strategic industry challenges.
Comprehensive explorations of complex topics and strategies.
Expert-led sessions exploring issues, tactics, and real-world cases.
Review inbound and outbound payment activity to help identify potentially improper disbursements before funds are released.
Help make confident funds availability decisions while reducing the potential for fraud losses by reviewing deposit, payment, and account indicators to limit unnecessary holds for customers.
Distinguish real people from synthetic or stolen identities early, helping increase approval rates for customers with legitimate identity credentials with a fast, seamless onboarding experience.
Validate account ownership and authorization during linking and transfer enrollment to help avoid misdirected payments.
Evaluate applicants with no credit history using identity and account-based insights to expand access to financial services responsibly.
Apply risk insights to help guide initial limits, transaction thresholds, and product access while reducing the potential for fraud and account abuse.
Access asset-related information to support eligibility determinations and program reviews, helping maintain consistency across claims and benefits workflows.
Access continuous identity-related alerts that help your customers stay aware of changes or activity that may indicate identity misuse.
